The original plan was to determine a need for a financial loan program that supports the purchase of assistive technology or equipment. Several findings after meeting with banks and credit unions concluded that demand is low nationally and that CETF should help grow usage of what already exists. The banks and credit unions asked why institutionalize a program that does not present enough demand to staff to ensure there is a quality service. Practically it is a problem if there is not enough demand; the highest state demand in Florida was only 10 in a year. A CETF Board member also shared that Verizon and AT&T vetted a loan program and found the same conclusions.